Investments
There are many forms of investment on the market:
- Unit Trusts
- Open Ended Investment Companies (OEICs)
- Individual Savings Accounts (ISAs)
- Investment Bonds
- Stocks and shares
- Investment Trusts
- Gilts and Fixed Interest Securities
- Commercial Property
- REITs (Real Estate Investment Trusts)
- ETFs (Exchange Traded Funds)
Each carries a different level of risk and potential reward. Some are subject to different taxation rules.
How do you choose which type of investment product is best for you?
- Who will then tell you which investment to buy?
- How do you know the investment will meet your objectives?
- What are the risks of holding each different type of investment?
- What are the initial costs of buying?
- What are the ongoing costs?
- How do you know when to buy?
- More importantly – how do you know when to sell?
- Who is going to monitor your investment’s performance?
More in depth information
Click on the following links and, if you are already a registered client, take a look at our numerous articles for the most up to date information.
Interest rates and asset prices
Remember, past performance is not a guide to future returns. The value of investments and the income from them can go down as well as up. The level of tax benefits and liabilities will depend on your individual circumstances and may change in the future. Exchange rate fluctuations may cause the value of underlying overseas investments to go down as well as up. Some funds investing in specialist sectors or areas carry greater risks due to the potential volatility of market sectors into which the funds invest.
For all these reasons, you may wish to consider advice. Contact us.
